Credit Cards

FIT™ Platinum Mastercard® Review: Double your limit in just a few months

FIT™ Platinum Mastercard® is your path to a stronger credit score. With a credit limit that can double in just 6 months, along with many other advantages. Build your credit with confidence and discover the power of this incredible credit card!

Exploring the Power of FIT™ Platinum Mastercard®

Details about the FIT Mastercard credit card. Source: Debt Credited.

A reliable credit card is essential for building and maintaining a solid credit score. That’s where the FIT™ Platinum Mastercard® comes in as a promising option.

If you’re facing challenges in your credit history, you must know about this card. In this article, we’ll examine its features, analyze its pros and cons, and even provide a step-by-step guide on how to apply it. Don’t miss out!

FIT™ Platinum Mastercard®
Credit Score:Not required.
Annual Fee:$99 annual fee, plus $6.25 monthly maintenance fee starting from the second year.
APR 29.99% variable.
Welcome Bonus:None

Features of FIT™ Platinum Mastercard®

Be part of a world of advantages. Source: Continental Finance

The FIT™ Platinum Mastercard® stands out as an affordable and effective solution for those facing challenges in their credit histories.

With an initial credit limit of $301, this card offers the unique opportunity to double that limit in just six months, provided payments are made promptly.

Issued by Continental Finance, the FIT™ Platinum Mastercard® allows for pre-qualification, enabling you to assess approval chances before proceeding with the application.

However, it’s crucial to note that the variable Annual Percentage Rate (APR) is 29.99%, making it essential to pay the balance in full each month to avoid additional charges.

If used responsibly, the FIT™ Platinum Mastercard® can effectively boost your credit score in just a few months.

Is it Worth Applying for this Credit Card?

When considering applying for the FIT™ Platinum Mastercard®, it’s crucial to carefully evaluate the pros and cons to determine if this card meets your financial needs. Let’s explore these aspects in detail.

A closer look at the benefits of FIT™ Platinum Mastercard®

  • Credit Limit: FIT™ Platinum Mastercard® offers the unique opportunity to double the initial credit limit from $400 to $800 by promptly making the first six minimum monthly payments.
  • Acceptance of All Credit Types: Whether you have a bad, fair, or good credit score, FIT™ Platinum Mastercard® is accessible to a wide range of financial profiles.
  • Monthly Reporting to Credit Agencies: The card issuer, Continental Finance, provides monthly reports to the three major credit agencies, contributing to building or rebuilding your score.
  • Streamlined Application Process: FIT™ Platinum Mastercard® stands out for an online application process, resulting in a response within seconds.
  • Access to Experian’s Vantage 3.0 Score: By opting for electronic statements, you can access your Experian Vantage 3.0 score, providing greater visibility into your credit position.

A closer look at the challenges of FIT™ Platinum Mastercard®

  • High Initial Fees: One of the key considerations is the initial fee of $188. This amount may pose an additional financial challenge, especially for those seeking to build or rebuild credit.
  • High Variable APR: With a variable Annual Percentage Rate of 29.99%, it’s essential to avoid accumulating balances over months to avoid significant additional costs.
  • Lack of Rewards: FIT™ Platinum Mastercard® doesn’t offer reward programs, which may be a disadvantage for those seeking additional benefits from using the card.

How to Apply for FIT™ Platinum Mastercard®

FIT™ Platinum Mastercard® is a valuable tool for improving their credit score. If you’re considering applying for this card, follow our step-by-step guide to understand the requirements and application process.

Application Requirements

FIT™ Platinum Mastercard® is known for its inclusive approach, accepting applicants with various credit profiles. Basic requirements for applying for the card include:

  • Personal Information: Be prepared to provide your full name, age, and other personal details.
  • Address and Contact Information: Provide your complete address with ZIP code, phone number, and email address for contact.
  • Monthly Income and Source: Report your monthly income and the source of that income. This helps assess your ability to make payments.

Step-by-Step – Apply Online

1- Visit FIT’s Website: Go to the official FIT website for detailed information on FIT™ Platinum Mastercard®.

2- Click “Apply Now”: When ready to apply, click the “apply now” button on the website. This will redirect you to the application form.

3- Fill out the Form: The application form will request standard information such as name, address, Social Security number, income, and other relevant details.

4- Read Terms and Conditions: Before finalizing, carefully read the terms and conditions of FIT™ Platinum Mastercard®, paying special attention to associated fees.

5- Choose Options: During the process, you may have the option to enroll in additional services, such as credit protection. Evaluate if they are necessary for you.

6- Confirm Your Application: Check the boxes to confirm that you agree to the terms and conditions, and finalize your application.

7- Wait for a Response: After completing the application, wait for a response to find out if you have been approved. In many cases, the response is provided within minutes.


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FIT Mastercard

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Request your Fit Mastercard and access exclusive offers that only members can enjoy.

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FIT™ Platinum Mastercard® stands out for offering a chance to build or rebuild your credit, but it’s essential to use the card responsibly to avoid additional charges.

Following this guide will prepare you to start your journey toward better financial health.

Want something different? Try Mission Lane Visa®

When considering options to strengthen your credit, the Mission Lane Visa Card also presents itself as an attractive alternative.

With potential higher credit limits, mobile and online banking services, 24/7 support, and fraud protection, this card offers a comprehensive approach to financial rehabilitation.

Carefully comparing the features of both cards can help determine which better suits your financial needs and goals.

In conclusion, both FIT™ Platinum Mastercard® and Mission Lane Visa® card can be valuable tools to improve your credit score, as long as they are used responsibly.

Carefully evaluating their features, advantages, and disadvantages will allow you to make an informed decision when seeking the best option for your financial needs.

Therefore, if you want more information about the Mission Lane Visa® Card, access the article below and check it out.


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Mission Lane Visa®

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Read all the details about the Mission Lane Visa® Card and get your credit card righ!

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