Citi® Diamond Preferred® Card Review: Low intro APR Credit Card
With no annual fee, the Citi® Diamond Preferred® Card stands on top of many other credit cards, if you want to learn more, keep reading.
Enjoy credit card protection, rewards, low intro APR on balance transfers, and no annual fee
How does the Citi® Diamond Preferred® Card change your life? Well, many cards will have that effect on one person: the effect of change. Not because it is the best out there, but because it is a good and nice card that will help you with time.
The Citi® Diamond Preferred® Card is the type to even though it does not have any extra rewards, it still accompanies you thought the day and helps you with the daily life chores and expenses. Today we will be taking a look at how this card can help you.
|670 up to 850 FICO score;
|Enjoy 0% APR for 12 months, then 18.24% up to 28.99%.
|0% intro APR during 21 months on balance transfers;
How is Citi® Diamond Preferred® Card performing?
From what we can see, there is nothing wrong with the Citi® Diamond Preferred® Card. Yes, this might not be everyone’s first choice since it is a more quiet card, but it is not bad.
For example, not having an annual fee is normal for credit cards, and people with a higher credit score are always accompanied by a high annual fee.
But the Citi® Diamond Preferred® Card does not have it. Not only that, but you can accept the Citi Entertainment rewards, where you will get discounts when buying things for entertainment.
Well, as you may have realized, it is not the extra rewards that make this card shine since it has not many of them, but it is still one of the greatest ones out there!
A look at the benefits and challenges of Citi® Diamond Preferred® Card
For now, you might be super into this credit card since all we have talked about is benefits. And guess what, we will talk about more!
But, to pop your bubble, we will also take a look at the dark side! Don’t wait around any more, and read them down below!
A closer look at the benefits of Citi® Diamond Preferred® Card
We have so many benefits to inform you about! Well, the first we want to talk about is the fact that you can get access to Citi Entertainment, which is basically a discount coupon for every ticket you buy with the card.
Not only that, but this card has a totally free annual fee! If you wish to apply for it, you can get it without even buying anything, and just using it. How cool is that?
A closer look at the challenges of Citi® Diamond Preferred® Card
We can already hear the “pop” of the bubble popping for you. Yes, there is a bad side, but don’t worry, it is not catastrophic. So for our first con, we have a foreign transaction fee.
For the Citi® Diamond Preferred® Card, you must pay at least 3% of the transaction if it is outside your country.
Now, the next one is a bit obvious. The fact that the Citi® Diamond Preferred® Card does not offer any extra rewards. It is not good, but something you can live with for sure.
How to get Citi® Diamond Preferred® Card: a step-by-step guide
For almost what it is, the final point of this article, we will be teaching you everything you need to know about the Citi® Diamond Preferred® Card.
Now, everything we talk about is, of course, the fact that you can apply for it in different ways; you just need to know which ways they are.
Well, there is technically only one way, but it still counts, right? Anyway, let’s not waste any more time and learn all you need to know to apply for it.
Essential requirements for qualifications with Citi® Diamond Preferred® Card
You really thought we were going to talk about the tutorial now, right? Well, don’t worry; we will get there; let’s just take a look at what you need to follow to do so.
So, of course, you need to be at least 18 years old and have a good credit score. Now that that is out of the way, you can have an offer from the company to apply for it or just do it on the website.
A guide to submitting your application online
There is only one way to apply for this card, and it is online. With the Citi® Diamond Preferred® Card, you must go to the official website and then search for the Citi® Diamond Preferred® Card.
After that, click on “Apply now” and fill out the form. Submit it, and done! Very easy, fast, and simple.
Want something different? Try Wells Fargo Reflect® Card
Now we are at the end of this article, finally it is over, right? Maybe that is what you are thinking, maybe the Citi® Diamond Preferred® Card really was not the one for you.
Don’t worry, there are more fish in the sea than the Citi® Diamond Preferred® Card. For example, we have the Wells Fargo Reflect® Card.
The Wells Fargo Reflect® Card, being one of the best credit cards out there, is going to give you an awesome time! Believe us when we say you won’t regret applying for it.
But first, let’s take a look down below for more information, shall we? Just click on the link down below to be redirected to get more information about the card.
About the author / Beatriz Martinez
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