Credit Cards

Wells Fargo Reflect® Card Review: No annual fee and a free APR intro 21 months

Not every credit card will give you what you wish for, but the Wells Fargo Reflect® Card will be one of the ones to help you in your daily life anytime.

Receive up to $600 in coverage for cell phone damage or theft, with a nominal $25 deductible

Wells Fargo Reflect® Card
Wells Fargo Reflect® Card Review: No annual fee and a free APR intro 21 months. Source: Wells Fargo

Today we will take a deep dive into the Wells Fargo Reflect® Card. This credit card, not always talked about, can give you much more than you think.

When you see what it has for you, you will understand. Having good fees or even having a free card helps a bit, right? Let’s see more about it right below.

card

Credit Card

Wells Fargo Reflect® Card

0% intro APR No annual fee

Enjoy a 0% introductory APR for 21 months on purchases and balance transfers!

You will be redirected to another website

Credit Score:670 or more 
Annual Fee:Free
APR:0% intro APR for 21 months,18.24% to 29.99% after;
Welcome Bonus:None;
Rewards:None.

How is the Wells Fargo Reflect® Card performing? 

Wells Fargo card – Source: Wells Fargo.

As well as we can see, the Wells Fargo Reflect® Card is performing really well with the public outside. You can see it by the amount of awards it has.

A card like this usually can not stand out so much since it has no rewards within it, but besides that, it still has awards given by Wallethub or NerdWallet and a bunch of other reviewers.

You can also see if you will enjoy this card by taking a look at its benefits, and if you compare it with even more famous cards, you can see the resemblance!

A look at the benefits and challenges of Wells Fargo Reflect® Card 

The first thing we will do today is learn more about the pros and cons of this credit card. If you are interested in learning more about it, then keep reading.

A closer look at the benefits of the Wells Fargo Reflect® Card

The benefits are the most that the Wells Fargo Reflect® Card has. With this credit card, you will be able to have no annual fee. You can not only have the card for free but also free APR.

The free APR is only for 21 months, but even still, it’s very good. Now you can also get some extra benefits like fraud protection and cellular telephone protection!

A closer look at the challenges of Wells Fargo Reflect® Card

Wells Fargo Reflect® Card
A closer look at the challenges of Wells Fargo Reflect® Card. Source: Wells Fargo

Having bad sides is not something exclusive of the Wells Fargo Reflect® Card. Every card has, and today we will explore it a bit. This card, although free, can get a really high APR, and that is not good.

Not only that, but the Wells Fargo Reflect® Card does not offer any other rewards, and that can be really annoying for those who really enjoy it. So if you like cashback or other things, forget it.

How to get a Wells Fargo Reflect® Card: a step-by-step guide 

For the final step of getting the card, we have the application process. For example, if you really want the Wells Fargo Reflect® Card, you must know how to apply for it.

Unfortunately, many may not know how to do so, and that is why you need to read this. Today we are going to teach you the most of the learning how to apply for it.

A small note, though, you can apply in 3 different ways: you can do it in person, online, or in the app. Today we will show all of them. Let’s hope that this helps a bit!

Essential requirements for qualifications with Wells Fargo Reflect® Card

If you wish to apply for this credit card, you must know some things that are essential. To apply for the card, you need a good or perfect credit score, of 670 or higher in the FICO score.  

You also must be at least 18 years old. For the card, there is another detail, when applying for it, you must have the account for at least 6 months prior to the application. 

A guide to submitting your application online

Now, the first way to apply and the most used is on the internet. On the official website, you can get the card without any problem (if you meet the requirements).

When you finally find the Wells Fargo Reflect® Card, click on “apply now” and fill the form. When that is done, submit it and wait.

card

Credit Card

Wells Fargo Reflect® Card

0% intro APR No annual fee

Enjoy a 0% introductory APR for 21 months on purchases and balance transfers!

You will be redirected to another website

A guide to submitting your application via mobile app

Just like the above, you can apply for it on the app with the same instructions. Just download the app and go into your account.

When you get there, go to cards, find the Wells Fargo Reflect® Card and start the application. Easy, right?

A guide to submitting your application face-to-face

It is also possible to apply for a credit card face to face, you just need to move and go to a branch of the company.

That way, you can talk to someone there and ask to apply for the Wells Fargo Reflect® Card.

The form to apply for it is going to be the same as any other form mentioned above. Just fill in everything and done.

Want something different? Try Wells Fargo Active Cash® Card 

Want something different? Try Wells Fargo Active Cash® Card. Destiny Mastercard® – Source: Destiny Card.

Getting a credit card is supposed to be a moment of renovation. You can very well get a good one if you only search a bit about it and get the right information about it. 

That is why not only the Wells Fargo Reflect® Card is a good option for you to apply for, but not the only option. You can get a lot of other benefits from different credit cards. For example, the Wells Fargo Active Cash® Card.

The Wells Fargo Active Cash® Card is a credit card made to help you. The benefits that the card in itself has is one of the main things why people apply for it.

If you are interested and changing your life, learn more about the Wells Fargo Active Cash® Card. 

Wells Fargo Active Cash® Card Review

Don't miss this Wells Fargo Active Cash® Card review – enjoy 0% intro APR, no annual fee, and much more! Simple application process!

About the author  /  Beatriz Martinez

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