Terms of Use

Debt Credited operates independently, providing a variety of information and services to users who agree to the terms, conditions, and policies outlined herein. Use of our website indicates acceptance of these terms and engagement with our “Services.”

Our main focus at Debt Credited is to offer informative and analytical content covering a wide range of products and services, including credit cards, loans, and various financial offerings sourced from both local and international markets.

Our Privacy Policy, which can be accessed at https://debtcredited.com/privacy/, outlines comprehensive privacy measures in conjunction with relevant laws, governing website usage and these Terms.

These Terms and Conditions of Use aim to delineate the responsibilities and obligations users must uphold when accessing and utilizing the Debt Credited website, as elaborated upon in subsequent sections.

PLEASE REVIEW OUR TERMS OF USE CAREFULLY. IF YOU DO NOT AGREE WITH THESE TERMS, PLEASE REFRAIN FROM USING THE SERVICES OFFERED BY DEBT CREDITED.

Section I – User Agreement

1.1 By accessing Debt Credited, users affirm their consent to adhere to its Terms and Conditions of Use and Privacy Policy.

1.2 Users confirm that they are at least 18 years old and legally competent to accept these Terms and Conditions of Use.

1.3 Individuals who do not meet these criteria or partially disagree with these terms should refrain from utilizing Debt Credited’s services or website.

Section II – Communication

2.1 Debt Credited facilitates user communication for inquiries, addressing concerns, filing complaints, or offering feedback on products/services.

2.2 Users can contact us via email at [email protected].

Section III – Responsibilities of Parties

3.1 Users must thoroughly grasp and consent to all aspects of these Terms and Conditions of Use and Privacy Policy when utilizing Debt Credited’s services or products.

3.2 Debt Credited may provide links to other websites for services or product acquisitions but assumes no liability for these external transactions.

3.3 Users redirected to a third-party site must acknowledge and accept that site’s terms and privacy policy.

3.4 Debt Credited is not accountable for the terms, privacy policies, or content of services/products advertised by other entities.

3.5 Debt Credited disclaims responsibility for damages resulting from viruses or malware due to internet usage, with users bearing the responsibility for their cybersecurity.

3.6 Debt Credited bears no liability for losses or damages resulting from the misuse of its website or unforeseen events.

3.7 Debt Credited does not request deposits or transfers for approval of financial products.

3.8 Debt Credited does not send emails soliciting data confirmation or containing attachments. Users should report such incidents to [email protected].

Section IV – Forbidden Conduct

Users must abstain from:

Engaging in illicit activities or endorsing them;

Violating any laws and regulations;

Infringing upon intellectual property rights;

Participating in harassment, abuse, defamation, discrimination, or intimidation based on personal attributes;

Disseminating false or misleading information;

Transmitting harmful computer codes;

Collecting personal data from third parties without consent;

Engaging in spam, phishing, or similar activities;

Conducting actions for immoral or obscene purposes;

Evading security measures.

Violation of these regulations may lead to the termination of access to our services.

Section V – Limitations of Liability and Warranties

We cannot ensure uninterrupted, secure, or error-free utilization of our services, nor the accuracy or reliability of outcomes obtained. We reserve the right to suspend or discontinue the Service at any time without prior notification.

Your use of our service is at your own risk. The service and all related products are provided “as is” without any warranties, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

Debt Credited, its personnel, associates, representatives, contractors, service providers, or licensors shall not be held accountable for any form of damage or loss, whether direct, indirect, incidental, punitive, special, or consequential. 

This includes loss of profits, revenue, savings, data, or replacement expenses, connected to the use of our service or any products or claims associated with it, including damages arising from content inaccuracies or omissions.

Section VI – Duration and Statute of Limitations

These Terms and Conditions of Use remain in effect indefinitely. Legal or administrative actions related to the use of Debt Credited or its Privacy Policy must be initiated within 90 days of the event that prompted the claim.

Section VII – Legal Framework and Adjudication

The interpretation and application of these Terms and Conditions of Use, as well as the Privacy Policy, fall under the jurisdiction of Federal Laws, the Civil Code, and regulations governing consumer and data protection.

Section VIII – Substance and Rights of Intellectual Property

8.1 Ownership of Content

All content featured on Debt Credited’s website is safeguarded by copyright and intellectual property laws. Users are expressly forbidden from copying, altering, distributing, publishing, displaying, broadcasting, or creating derivative works from this content without explicit written consent from the rightful proprietors.

8.2 Disclaimer of Responsibility

Debt Credited disclaims responsibility for third-party content, including comments, forum posts, social media content, or any elements beyond its control. It also absolves itself of liability for any damages or losses associated with the use of the website, including direct, indirect, incidental, special, or consequential damages.

8.3 Reaction to Content Violations

Debt Credited reserves the right to remove content violating these terms, including illegal, offensive, or defamatory material, or content infringing on the intellectual property rights of third parties. Debt Credited also reserves the right to terminate the accounts of users who violate these terms.

Section IX – Alterations to Terms and Conditions

Debt Credited retains the authority to modify or discontinue any aspect of its services without prior or subsequent notification. Users acknowledge that Debt Credited holds no liability for changes, suspensions, or terminations of its services.

Those who dissent from these compelling and legally binding terms and conditions are advised against utilizing Debt Credited’s website.

Section X – Contact Details

For inquiries or suggestions concerning our services, please contact us via email at [email protected].