Just like any other card, you might find yourself searching for more and more about the Destiny Mastercard®. Since this card has such an interesting premise, you will quickly learn that it has a lot of interesting facts to be known.
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On the good side, we are here to tell you all about its benefits. On the bad side, we will also take a look at its challenges. Let’s see,
Destiny Mastercard® benefits:
- Helps build credit: of course, one of the main benefits of this credit card is the fact that it will help you build credit since it is made for people with bad credit.
- Has a limit available: not many credit cards for people with low scores will have a limit, even though it is low, it is still a good one.
- Autopay: you do not need to make the payments by yourself, select autopay, and the money will be taken.
- Soft-credit pull: no hard credit searches that damage your credit, just a soft and easy one.
Destiny Mastercard® challenges:
- No rewards: being a card made for people with low credit score, you will not get any special rewards.
- Annual fee: having to pay an annual fee is not good, but it is a way to manage your money better.
- High APR: depending on your credit score, your APR will be higher than normal.
Acquiring a credit card with the intention of building credit is undoubtedly a lengthy process.
You will need to make a lot of effort in order to not fall back into old habits, but with the qualities you have in the Destiny Mastercard®, that’s easy.
Now, yes it has good things, but it still has its cons. You need to learn how to balance them so that some peace can be reached. The Destiny Mastercard® will help you the best it can!
Not everyone might find the Destiny Mastercard® appealing. If that is happening to you, do not worry. We know exactly what you need: you need options. Introducing the Fortiva® Credit Card.
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If you click on the link down below, you will be able to learn a bit more about the credit card. Explore the Fortiva® Credit Card by clicking to see if it aligns with your expectations. If it doesn’t meet your criteria, still take note of its potential value.