Privacy Policy
Introduction and Summary
Welcome to Debt Credited, where we are committed to enhancing your financial experience through insightful content.
Privacy Commitment
Ensuring the security of your personal and financial information is our top priority at Debt Credited. Our Privacy Policy guarantees the confidentiality and protection of your data.
Questions and Clarifications
If you have any inquiries or uncertainties regarding our Privacy Policy, we urge you to carefully review it to understand your rights and choices. Don’t hesitate to contact our team at [email protected] for further assistance.
Privacy Policy Synopsis
This Privacy Notice, presented by Debt Credited (“we,” “us,” “our”), explains how we manage your information when you interact with our services (“Services”). Your engagement with our Services may include:
- Visiting our website at https://debtcredited.com/ or any other affiliated site linked to this Privacy Policy.
- Interacting with our services through alternative channels.
It’s important to note that this Privacy Policy applies solely to our online activities and pertains to visitors to our website regarding their information interactions with Debt Credited. This policy does not extend to information collected offline or through means other than this website.
Regarding Agreement
By using our website, you implicitly agree to our Privacy Policy and the associated Terms, accessible at https://debtcredited.com/terms. If our policies and practices do not align with your preferences, we kindly ask that you refrain from using our Services.
I. Data Collection
A. Information Directly from You
While navigating Debt Credited, we abstain from collecting your personal data. However, to access exclusive content, registration in the restricted area is required, involving the provision of personal details such as your name, email, phone number, and address.
This information is collected in the restricted area to provide exclusive content and verify your identity as a genuine individual or legal entity. It enables us to tailor individual strategies for each user.
When contacting Debt Credited for information or to report an issue, your personal data may be collected and stored for site administration purposes.
B. Automatically Collected Information
At Debt Credited, we collect not only the personal data provided during registration or contact but also non-personal data during your website visits. This includes digital details like your IP address, browser type, Internet Service Provider (ISP), visit dates and times, and click patterns, obtained through Log Files.
To customize our offerings to your interests and assist our advertising campaigns, we use Cookies and Web Beacons.
You can manage Cookies through your operating system settings. If not disabled, we will assume you have consented to their use.
C. Information from External Sources
Debt Credited offers financial market insights and recommends pages from our Advertising Partners for relevant products and services. When viewing ads on our site, these partners receive a data report, including your IP address, utilizing technologies like Cookies, Web Beacons, and JavaScript. This aids in measuring ad effectiveness.
Please be aware that we do not control these Cookies, and you can manage them through your operating system settings.
Clicking on an ad and visiting an Advertising Partner’s page does not establish a relationship. Our Privacy Policy is applicable only to your interactions with Debt Credited.
Each website, including our Advertising Partners’, has its privacy policy. We recommend reviewing these policies for any concerns. For example, Google, one of our partners, utilizes Dart Cookies to track visits. You can opt-out and learn more about Google’s policy here: https://policies.google.com/technologies/ads
Google’s Privacy Policy
For the privacy policies of our other Advertising Partners, please visit their respective websites.
II. Our Utilization of Your Data
We employ the information gathered from our website in various ways to elevate your experience and refine our operations. Our approaches include:
Maintaining Our Website: We diligently provide, operate, and maintain our website to ensure efficiency.
Enhancing Our Website: Our aim is to improve, personalize, and expand our website’s offerings to align with your preferences and needs.
Analyzing User Engagement: By comprehending and analyzing how you use our website, we can tailor its functionality and content to better serve you.
Driving Innovation and Development: Our commitment is to develop new products, services, features, and functionalities that cater to your evolving needs and align with technological progress.
5. Offering Communication and Support: We engage with you directly or through our partners, providing customer service, website updates, and marketing and promotional information.
6. Email Communications: We send emails that may interest you, including newsletters, promotions, and other important updates.
7. Enhancing Security Measures: Our focus is on identifying and preventing fraudulent activities to safeguard the integrity and security of our website and your personal data.
III. Upholding Data Integrity
Debt Credited is unwavering in its commitment to refrain from selling user-collected information. Nevertheless, as previously mentioned, we may collaborate with partners to enhance user experiences and formulate strategies for their products and services. Users opting not to share their information can make this request under the stipulations of CCPA and GDPR regulations.
In adherence to stringent security standards for data collection and storage, Debt Credited’s primary objective is to enhance user experiences and formulate strategies, services, and products for website improvement.
In the ever-evolving landscape of the internet, achieving complete invulnerability proves challenging. Therefore, Debt Credited retains the right to defend itself in the event of data breaches caused by third parties acting in bad faith, utilizing appropriate legal means.
IV. Assertion of Your Data Privacy Rights
- Your Acknowledged Rights
At Debt Credited, we recognize and uphold your rights to personal information, regardless of whether you maintain an account with us. It is crucial to note that these rights may vary based on your geographical location, as different states or regions may provide specific rights concerning personal information to their residents. Thus, the rights you possess regarding the data we collect and process may differ depending on your location.
- Data Preservation Approach
Debt Credited retains your personal information for the duration necessary to meet data retention requirements, deliver services, and effectively manage our business unless otherwise specified by you. If you wish to have all your personal information expunged from our records, please contact us at [email protected]. Upon receipt of your request, we will proceed to eliminate your data from our systems, respecting your preferences and complying with legal standards.
V. California Privacy Entitlements
Under the California Consumer Privacy Act (CCPA), residents possess specific rights concerning their personal data. At Debt Credited, these rights encompass:
- Right to Be Informed About Personal Data: You can request disclosure of the categories and specific pieces of personal data we have collected.
- Right to Erase Personal Data: You have the right to request the deletion of your personal data collected by us.
- Right to Opt-Out of Data Sale: You can request that we do not sell your personal data.
At Debt Credited, we are committed to addressing your requests in line with these rights within one month. If you wish to exercise any of these rights or have questions about your data privacy, please do not hesitate to reach out to us.
VII. Children’s Information and Parental Concerns
The Money Focus has no intention to collect data from children under the age of 13. We strongly advise parents and guardians to oversee their children’s online activities.
While accurately determining a user’s age may not always be feasible, we are dedicated to promptly removing any personal information related to minors as soon as we become aware of such instances.
If parents or guardians come across such situations, we provide a direct avenue for reporting. Please reach out to us at [email protected], and we will take the necessary steps to address the issue.
VI. Rights under GDPR Data Protection Regulations
At Debt Credited, we prioritize ensuring your comprehension of your data protection rights. As a user, you hold various entitlements concerning your personal information:
Access to Your Data: You have the right to request access to view the personal data we hold about you. Please note that a nominal fee may apply VI. Rights under GDPR Data Protection Regulations
At Debt Credited, we prioritize ensuring your comprehension of your data protection rights. As a user, you hold various entitlements concerning your personal information:
- Access to Your Data: You have the right to request access to view the personal data we retain about you. Please note that a nominal fee may apply for this service.
- Correction of Your Data: If you detect any inaccuracies in your personal data within our records, you have the right to request corrections. Additionally, you can ask us to rectify any incomplete information.
- Deletion of Your Data: Under specific circumstances, you possess the right to request the removal of your personal data from our systems.
- Limitation on Data Processing: You have the option to request limitations on how we process your personal data, under certain conditions.
- Objection to Data Processing: In certain situations, you are entitled to object to our processing of your personal data.
- Transfer of Your Data: You can request the transfer of the data we have gathered about you to another organization or directly to yourself, subject to certain conditions.
We are committed to addressing your requests concerning these rights within one month. If you wish to exercise any of these rights or have inquiries about your data, please do not hesitate to reach out to us.
VII. Children’s Information and Parental Concerns
Debt Credited does not intend to gather information from children under the age of 13. We strongly encourage parents and guardians to monitor their children’s online activities. While precisely determining a user’s age is not always feasible, we are dedicated to promptly removing any personal information from children as soon as we become aware of such instances.
If parents or guardians identify such situations, we provide a direct contact channel for reporting. Please contact us at [email protected], and we will take the necessary steps to address the situation.
VIII. Updates to Our Privacy Policy
Debt Credited reserves the right to modify our Privacy Policy as necessary. These changes are crucial for keeping pace with advancements in technology, legal regulations, or alterations in our business operations. We assure our users that we will clearly and promptly communicate any changes.
We recommend that you regularly review our Privacy Policy to stay informed about how we safeguard your personal information. Please note that continuing to use our services after any modifications indicate your agreement to those changes.
IX. How to Contact Us
If you have any questions, feedback, or concerns regarding our Privacy Policy, your personally identifiable information, how we utilize or share your data, or if you wish to discuss your consent choices, please feel free to contact us at: [email protected]